Money and Finance

Why eCommerce is the growing in popularity

For a long time, there was a great deal of suspicion about shopping online. People were worried about credit card fraud, they were worried about not being able to inspect the products they bought before they paid for them and there was concern that online translated to fly-by-night, and that the companies would go under before they could fulfil orders. Those perceptions have changed radically in the last five to ten years, but there are still people who need to be convinced that online is the way to go. If you are one of those late adopters who is still hoping to be convinced, here are five reasons why online is the way to go when it comes to shopping.


As a rule, most online financial transactions bring with them a cyber insurance policy. This is something that covers an array of thinks that might go awry. These including cloning and fraudulent use of credit cards and cloning of websites or email accounts. Online reputations are very important, and businesses can be made or broken by the online rating and feedback. So, most companies will ensure that they are covered with insurance in the event that anything goes wrong.

Comparisons are easy

To compare prices in traditional brick and mortar shops, you need to pound the pavements and check what is on the shelves. Online allows you to stay in one place and check everything out from the comfort of your home. You can even weigh up the merits of buying from an overseas supplier who might be able to offer the item that you want at a price that is cheaper than you can get it locally.

Great returns policies

When e-commerce first came to the fore there was a lot of resistance to it in terms of not being able to try on items or see them in the flesh first. Many a case study showed that this was one of the biggest barriers to the success of online shopping. The solution was fairly simple, although it took the retailers a while to realise it was the way forward. The return policies of most online retailers are very lenient. No questions asked refunds and returns are the norm, meaning that if an item is lost in transit, damaged before you get it or it doesn’t fit, you can swap it out or get a refund easily. It takes all the risk out of the transaction for the consumer.

Avoid crowds

For many visiting the mall is not a pleasurable experience at all. Particularly at busy times of year like Christmas. Heaving with people, parking issues and the pain of lugging around all your purchases, the mall is more about socializing that it is about shopping. Online shopping allows you to shop at any time of the day or night while sitting on your couch and sipping a glass of wine or a beverage of your choice. It sounds like a fantastic experience. And if you pay a little extra you can probably have your items delivered the same day!

Money & Finance

MixMarvel successfully builds up the community of games powered by Blockchain in the Australian market

Following a successful series of roadshows in Melbourne, Perth, and Sydney, MixMarvel has paved the way for the development of blockchain-based games in Australia. During the roadshows, MixMarvel not only collaborated with Australian crypto exchange ACX and crypto communities, but also connected wit...

Read more

6 Reasons Making Wise Financial Decisions Is Vital

Whether young or old, single or married with children, learning to budget your money will be essential to achieving your financial goals in life. Do you have financial goals? Are you achieving them? One of the main reasons that people do not accomplish the level of financial security in their lives ...

Read more

Starting Your Online Business With The Help Of Arbitrage

I have been working online for 3+ years and traveling, It was a struggle starting out, if you even know what you're doing from the start and work hard it still can take 6 months to a year to see any return for your efforts. I have a lot of friends who want to do the same, work and travel. I always...

Read more

Why eCommerce is the growing in popularity

For a long time, there was a great deal of suspicion about shopping online. People were worried about credit card fraud, they were worried about not being able to inspect the products they bought before they paid for them and there was concern that online translated to fly-by-night, and that the c...

Read more

How to Make Money in Real Estate: A Four-Point Step for Beginners

The real estate business, for many, may seem to be an intimidating business to engage in. Some have the assumption that one has to be well-educated in the realm of brokerage before they enter into this industry. However, with the success stories of many real estate magnates who started only as inh...

Read more

New data shows singles can’t afford a house across Australia

Despite the property market cooling down a fair amount in recent months, the cost of buying a house is still out reach for many Australians if you’re looking to do it on your own. OpenAgent has crunched the numbers on housing affordability using data from the Australian Bureau of Statistics to fin...

Read more

Important Considerations For Planning Your Retirement

As many finance experts would tell you: the earlier you start planning and saving for your retirement, the better. Those that start saving and making plans from a young age tend to be those that end up being able to retire at the age they’ve aimed for and live a comfortable life with no anxiety arou...

Read more

Why the Forex Market Is Vital

Forex trading is where banks, investors, traders, and the likes trade currencies around the world. Some people do not know its importance, especially if they are not into business or trade. But did you know that even if you are an ordinary person, you should know how forex market and trading works...

Read more

Clever Cash - 5 Easy Ways to Start Living Within Your Means Today

The headlines are full of articles on unaffordable housing and people struggling to get ahead. In today’s consumerist society, it is easy to get caught up in keeping up with the Jones and start living outside your means. You might not even realize that you are doing it. There is no time like the pre...

Read more

Can I Get a Loan if Declared Bankrupt?

Being declared bankrupt can be an extremely difficult and stressful experience. Whatever the reasons behind your bankruptcy, you will naturally be wondering how it affects your chances of borrowing if you need loans either now or in the future. I’ve been declared bankrupt, can I get a loan? The ch...

Read more

How New FX Services are Speeding up International Money Transfers

As recently as last year we saw a massive shift in the way we send money online. Blockchain and digital assets went from a niche concept that only experts understood, to something much more mainstream and accessible.   We’re living in a world where time equals money and no one wants to wait arou...

Read more

Low cost debt options

The personal lending market in Australia has grown considerably over the past 10 years. When you throw in the credit card market the combined personal debt that Australian’s have is close to 110 billion. The Australian lackadaisical “she’ll be right” right attitude often means that we are not alway...

Read more