5 Steps of the Conveyancing Process That Can Cause Complications


The conveyancing process is a critical part of buying or selling property. It involves the legal transfer of property ownership from seller to buyer, and while it’s often straightforward, complications can arise that may delay or even derail the transaction. Understanding these potential issues can help you navigate the conveyancing process more smoothly. This article will explore five key steps that can cause complications and how to manage them effectively.

Title Searches & Issues

One of the first steps in the conveyancing process is conducting a title search. This is essential to ensure that the seller has the legal right to sell the property and that there are no encumbrances or disputes tied to the title. However, complications can arise if there are unresolved issues such as unpaid mortgages, liens or easements that could affect the buyer’s ability to take full ownership of the property. If a title issue is uncovered, it could delay the transaction until the issue is resolved. To avoid complications, it’s essential to have a competent conveyancer or solicitor conduct a thorough title search early in the process. They can identify potential problems and work with the seller to resolve them before they become a roadblock.

Financing Delays

Securing financing is another crucial step in the conveyancing process, and it’s an area that can often cause complications. Buyers who have not been pre-approved for a mortgage may face delays in obtaining the necessary funds to complete the transaction. Unexpected changes in financial circumstances, such as job loss or a change in interest rates, can lead to complications with securing financing. To avoid this, buyers should ensure they have pre-approval from their lender before entering into a contract. It’s also important to maintain clear communication with the lender throughout the conveyancing process to ensure there are no unexpected delays or changes.

Building & Pest Inspections

Building and pest inspections are an essential part of the conveyancing process, ensuring that the property is in good condition and free of any major structural issues or infestations. However, complications can arise if the inspection uncovers significant problems, such as termite damage, faulty wiring or structural defects. If these issues are found, the buyer may need to renegotiate the purchase price or request that the seller address the problems before settlement. In some cases, the buyer may even choose to withdraw from the transaction altogether. To minimise complications, it’s important to schedule these inspections as early as possible and be prepared to negotiate if issues are uncovered.

Contractual Disputes

The contract of sale is a legally binding document that outlines the terms and conditions of the property transaction. Any misunderstandings or discrepancies in the contract can lead to complications during the conveyancing process. For example, disputes may arise over fixtures and fittings, settlement dates or special conditions. To prevent contractual disputes, have an experienced conveyancer or solicitor review the contract before signing. They can ensure that all terms are clear and agreed upon by both parties, reducing the likelihood of any misunderstandings that could delay the process.

Delays in Settlement

Settlement is the final step in the conveyancing process, where the balance of the purchase price is paid and the property is officially transferred to the buyer. However, delays in settlement can occur for various reasons, such as incomplete documentation, financing issues or last-minute disputes between the buyer and seller. To avoid settlement delays, ensure that all necessary documents are in order well in advance of the settlement date. Maintaining open communication with your conveyancer, lender and the seller’s representatives can help ensure that any potential issues are addressed promptly.