Home and Garden

Why a house is the best investment that you will ever make

The property ladder is a term that you may have heard bandied around before – apparently, it is something that you want to get on! Those are very wise words and they are one hundred percent correct. But what does it mean and why is property such a good thing to own? Here are a few reasons why, from the moment that you first start to earn, you should be thinking about buying a house. Your first home is quite literally, the single most important investment that you will ever make.


As with any asset, the price of property fluctuates. However, where most assets depreciate in value over time, properties, and houses specifically increase in value – often at a rate that far outstrips inflation. The reality is that property prices will go up and down over the years, but, unless the house falls into a state of disrepair, it won’t depreciate. And this is where the idea of the property ladder comes in – once you are on it the price of your property will fluctuate and move relative to other properties, making it easier to move and climb the ladder as time passes. When it comes to buying a place to be realistic, with any ladder you need to start at the bottom and move up. So, look to see what you can afford when starting out, but know where you intend to go as time passes. A quick online search for a phrase like ‘houses for sale Camberwell’ is a good starting point. Look to see what you can afford, what is out there and then bide your time but be ready to move when the right place presents itself.


Owning a property is massive security. It means that no matter what you have a roof over your head and a place to go when things get bad. It is especially handy once the mortgage is paid off completely. When you reach that stage your monthly costs will drop considerably, which will mean additional spending or saving money. It might take a long time to pay off the bond, but that is okay. If you only ever rent, you will be paying rent every month for the rest of your life. And interestingly, rent goes up with inflation and in each new contract period, with a bond, your payments are fixed for life, which means that as your salary increases, so it becomes easier and easier to pay the mortgage.


Life is a journey and inevitably it comes to an end. And when it does, most people want to be able to leave something behind for their children or the people or causes that are close to them. Sadly, cash or stocks are assets that can dwindle in value over time – especially if you live to be very old. A property though will maintain its value to the very end and be something real that can be left to whomever you wish to leave it.

Interior Design for Beginners

Interior design is a field that interests a lot of people, and for good reason – having creative control over your own space can be a very fun and extremely rewarding aspect of home ownership. The only problem many encounter, however, is where to begin. Although certain styles might interest you...

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6 Tips to Give Your Home a Facelift on a Shoestring Budget

Melbourne ranks at 79th most expensive city of 209 cities surveyed in a recent report and is among the most expensive cities in Oceania. It's therefore understandable to want to make some cost savings whenever possible. If your house is looking a little drab and overworn, you might be worrie...

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Constructing A Magnetic Knife Rack from Scratch

Anyone who knows their way around a kitchen should be aware of the importance of a knife – whether it be for chopping, slicing or carefully cutting, knives are invaluable tools in the arsenal of any good home cook. Finding an appropriate home for them is often difficult however – whether it be...

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The History of Tessellated Patterns in Art And Architecture

It’s not uncommon for us to see patterns everywhere in our daily lives. They can be naturally formed, such as with the intricate honeycomb lattices formed by bees and the webs of spiders, or the repetition implemented by artists in their works. These kinds of patterns – ones that repeat themse...

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The fast-paced professional life doesn’t cough up much breathing space. Amidst all the activities and responsibilities, it becomes tough to get a dose of anything that might lighten your mood or make you relax. Most people fall prey to stress, depression, and become sleep-deprived while attempti...

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Most annoying plumbing problems and their solutions

A home can bring us both joys and dislikes, since breakdowns can arise at any time. Among all the problems, plumbing are usually the most common. We must know how to deal with these faults, since they can arise at any time. We tell you about common household plumbing problems and how to solve them. ...

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Is your garden lacking in colour? With the arrival of sunny days, it's time to give it a facelift by rethinking your garden decor! For this, many development possibilities exist, whether planting, decorative objects or garden furniture. But have you thought about shade sails online? In addition t...

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Vinyl flooring - what is it?

Vinyl flooring is a durable and waterproof multi-layer floor covering based on PVC (polyvinyl chloride). This type of flooring is called differently: vinyl floor, vinyl tile, vinyl laminate, PVC tile, quartz-vinyl tile, quartz-vinyl laminate, LVT (luxury vinyl tiles - this is the name popular in t...

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Pros and cons of vinyl flooring

Vinyl flooring has become the choice of flooring for homeowners around the world due to its versatility and durability. It is water and dirt resistant and a cost-effective way to add beauty to your floor. It is mostly installed in places like the kitchen and bathroom due to its water-resistant fea...

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How to Find the Right Modern Sofa for Your Home

Whether you're adding new furniture pieces into your new home, or you're trying a new concept for a decade-old house, your choice of sofa can spell the difference. Before you buy a couch, make sure that you already have a concept in mind. Where will you place it? How will it mesh with the said roo...

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Tips to Disconnect Utilities When Moving

If you are moving to a new house, you are probably stuck in the difficulties of disconnecting utilities. It is not quite difficult to disconnect these utilities and avoid future hassle. But the thing that matters the most is how to do it efficiently and keep your sides safe. You can research a bit...

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Tips to Furnish Your Home Like a Pro

It is a big deal when you are finally in the position of buying a house. People work all their lives to achieve this milestone. If you have already achieved it, you are among the lucky ones. Now you finally have something to call your very own home. You can do whatever you want with it. But the o...

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